Health Policy Tips
Using your HSA to pay for medical expenses
How to Use Your HSA to Pay for Medical Expenses: A Step-by-Step Guide How to Use Your HSA to Pay for Medical Expenses: A Step-by-Step Guide I remember standing at the pharmacy counter five years ago, staring at a bottle of sunscreen. I held my HSA debit card in one hand and my regular credit […]
What to do if you lose employer health coverage
What To Do If You Lose Employer Health Coverage: Timelines & Options What To Do If You Lose Employer Health Coverage: A Step-by-Step Guide I still remember the knot in my stomach when I lost my job-based health insurance five years ago. I stared at the termination letter and felt pure panic. My daughter had […]
Difference between HMO and PPO plans explained
Difference Between HMO and PPO Plans Explained: Costs & Benefits (2025) Difference Between HMO and PPO Plans Explained: Costs & Benefits I wasted $1,400 on my health insurance three years ago. I remember staring at the enrollment form, terrified of making the wrong choice. I picked the expensive PPO plan just to be “safe.” I […]
Finding doctors that are in your network
How to Find Doctors in Your Network: The 3-Step Verification Guide How to Find Doctors in Your Network: A Guide to Avoiding Surprise Bills I learned this lesson the hard way three years ago. I visited a dermatologist who was listed on my insurance app. The receptionist checked my card and said, “Yes, we take […]
How to appeal a denied health insurance claim
How to Appeal a Denied Health Insurance Claim: A Step-by-Step Guide How to Appeal a Denied Health Insurance Claim: A Step-by-Step Guide I still remember the feeling. I opened the mailbox and saw a letter from my health insurance company. It wasn’t a check. It was a denial notice for a procedure I had three […]