Life Insurance Basics
Steps to convert term life to whole life
Steps to Convert Term Life to Whole Life Insurance Steps to Convert Term Life to Whole Life Insurance I remember sitting across from a client named Mark a few years ago. He was 64 years old. He had a $1 million term life policy that he bought when he was 44. He felt safe because […]
Ways to lower your monthly life premiums
Ways to Lower Your Monthly Life Premiums: A Proven Guide Ways to Lower Your Monthly Life Premiums: A Proven Guide I remember sitting at my kitchen table three years ago, staring at a life insurance quote. The number at the bottom of the page was $147 per month. It felt like a punch to the […]
What happens when your term policy expires
What Happens When Your Term Policy Expires: A Complete Guide What Happens When Your Term Policy Expires I remember sitting at a kitchen table with a client named Mark. He was holding a letter from his insurance company. His hands were actually shaking. He looked at me and said, “I thought my payment was $42 […]
How to name your life insurance beneficiary
How to Name Your Life Insurance Beneficiary: The Step-by-Step Guide How to Name Your Life Insurance Beneficiary: The Step-by-Step Guide I learned this lesson the hard way. A few years ago, a close friend of mine passed away unexpectedly. He had a life insurance policy, so we thought his family was safe. But he had […]
Calculating how much life coverage you need
How to Calculate Your Life Insurance Coverage Needs How to Calculate Your Life Insurance Coverage Needs I remember sitting at my kitchen table five years ago with a calculator in one hand and a stack of bills in the other. I was trying to figure out how much life insurance I needed. It felt overwhelming. […]